Enterprise‑grade consulting for the financial services ecosystem
Founded in 2022 by Mathew Crichton, consolt provides consulting and advisory services to small and regional banks, payments organisations, and participants across the financial services ecosystem, including fintechs, data providers, payment platforms, and shared service partners.
consolt was established to address a clear gap in the market: the need for enterprise‑grade capability, delivered in a form that is practical, proportionate, and aligned to the realities of Tier 3 and mutual banking environments. We work with organisations operating in regulated contexts where governance, resilience, and execution discipline matter.
Our services span strategy, delivery, technology leadership, governance, tooling, and security‑related initiatives, with a consistent focus on measurable outcomes and long‑term capability uplift.
Our approach
consolt blends executive‑level advisory with hands‑on delivery experience. We are equally comfortable working with boards and executive teams as we are operating within delivery teams, technology functions, and partner ecosystems.
Our approach is grounded in:
- Strong governance and accountability
- Regulatory awareness and compliance alignment
- Practical delivery and change execution
- Clear communication and stakeholder engagement
- Solutions that fit organisational maturity and scale
We support clients through periods of transformation, recovery, growth, and increased regulatory scrutiny — ensuring progress is controlled, transparent, and sustainable.
Industry experience
consolt brings deep, cross‑sector experience spanning banking, payments and financial infrastructure, providing a well‑rounded understanding of how complex organisations operate and change.
We have extensive experience working within the mutual and customer‑owned banking sector, including:
- Acting as a recognised service provider to the Customer Owned Banking Association (COBA)
- Leading and facilitating sector‑wide working groups focused on shared platforms and efficiency
- Supporting banks as fractional CIO, advisor, and delivery lead
- Business and IT Project and Program deliery
- Uplifting core banking platforms, IT governance, and security controls
- Delivering managed services across tooling and security awareness
We also work closely with industry suppliers, fintechs, and service providers, helping bridge the gap between innovation and the practical needs of regulated institutions.
Our commitment
consolt operates with discretion, professionalism, and independence. We do not promote one‑size‑fits‑all solutions or unnecessary complexity. Instead, we work alongside our clients to:
- Improve clarity and confidence in decision‑making
- Strengthen delivery capability and accountability
- Reduce operational and technology risk
- Enable effective collaboration across the industry
Our success is measured by the capability we leave behind and the outcomes our clients achieve.
Get in touch
We are keen to work with you on how we can support your organisation, Contact us anytime.